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Time for a Mid-Year Investment Check

Many investors may be inclined to review their portfolios only when markets hit a rough patch, but careful planning is essential in all economic climates. So whether the

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Managing Your Money in a Gig Economy

According to the Bureau of Labor Statistics, 16.5 million people rely on contingent or alternative work arrangements for their income.¹ Often referred to as

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Charitable Giving After Tax Reform

Tax reform changes to the standard deduction and itemized deductions may affect your ability to obtain an income tax benefit from charitable giving. Projecting how

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What's the real return on your investments?

As an investor, you probably pay attention to nominal return, which is the percentage increase or decrease in the value of an investment over a given period of time,

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Inflation Variation, Eroding Purchasing Power

Inflation averaged 2.5% for the 30-year period from 1989 to 2018. Although the recent trend is below the long-term average, even moderate inflation can reduce

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	Securities and advisory services offered through SagePoint Financial, Inc., member FINRA/SIPC. Budwal & Associates is not affiliated with SagePoint Financial or registered as a broker/dealer or investment advisor. A Broker/dealer, investment adviser, BD agent, or IA rep may only transact business in a state if first registered, or is excluded or exempt from state broker/dealer, investment adviser, BD agent, or IA registration requirements as appropriate. Follow-up, individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirements, or an applicable exemption or exclusion. For information concerning the licensing status or disciplinary history of a broker/dealer, investment, adviser, BD agent, or IA rep, a consumer should contact his or her state securities law administrator This communication is strictly intended for individuals residing in the state(s) of AZ, CA, GA, IL, IN, MD, MA, MO, NE, NJ, NY, OK, OR, PA and TX. No offers may be made or accepted from any resident outside the specific states referenced.